Find Your OptimalPath to Financial Independence

At OptimalPath Advisors, we empower DIY investors with expert financial planning—without sales, hidden fees, or account transfers. If you prefer to manage your own investments but want professional guidance to ensure you're on the right path, we’re the perfect fit.

What Makes Us Different?

Advice-Only, Fee-Only – No product sales and no AUM fees. Just transparent, flat-fee financial planning tailored to you.

Built for DIY Investors – You stay in control of your investments. We provide the strategies, analysis, and recommendations to help you optimize your financial future. Keep your investments where they are -we provide investment advice without requiring you to move assets.

Fiduciary Commitment – As a CERTIFIED FINANCIAL PLANNER® professional, I am focused on putting your best interests first—always.

Holistic Financial Planning – We don’t just focus on investments. We help with cash flow, tax planning, retirement strategies, estate planning, and more, ensuring every piece of your financial puzzle fits together.

Take Control with Expert Guidance

Whether you're pursuing Financial Independence, planning for early retirement, or just want to optimize your financial strategy, OptimalPath Advisors provides the expertise and accountability to help you succeed—while keeping you in control.

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What will your ideal life look like

after Financial Independence?

Sunset over the ocean with waves gently lapping at the sandy beach, golden and orange hues in the sky.

Travel the World

Explore new places, immerse yourself in different cultures, and create unforgettable experiences without financial stress.

A large library reading room with high arched windows, chandeliers, wooden bookshelves, and people working at tables with lamps and computers.

Pursue a New Career

Transition into a role that excites you, start your own business, or follow a long-held passion on your terms.

A woman sitting on a rock beside a mountain stream in a forested landscape with snow-capped mountains in the background.

Take a Sabbatical

Step away from work to rest, recharge, and focus on personal growth, passion projects, or adventure.

Group of five people with bikes in a wooded area with rocks and trees.

Spend More Time with Friends and Family

Be present for life’s important moments, create lasting memories, and enjoy quality time with loved ones.

Meet Your Advisor

Smiling man with glasses, beard, in a white shirt with small black dots, against a plain green background.

Josh Short, CFP®
With over 20 years of experience in financial services, I’m here to guide you toward Financial Independence. As a CERTIFIED FINANCIAL PLANNER® professional and fiduciary, I provide flat-fee financial planning—no sales, no AUM fees, just advice in your best interest.

Learn More About Us
Schedule a Call