Find Your OptimalPath to Financial Independence
At OptimalPath Advisors, we empower DIY investors with expert financial planning—without sales, hidden fees, or account transfers. If you prefer to manage your own investments but want professional guidance to ensure you're on the right path, we’re the perfect fit.
What Makes Us Different?
Advice-Only, Fee-Only – No product sales and no AUM fees. Just transparent, flat-fee financial planning tailored to you.
Built for DIY Investors – You stay in control of your investments. We provide the strategies, analysis, and recommendations to help you optimize your financial future. Keep your investments where they are -we provide investment advice without requiring you to move assets.
Fiduciary Commitment – As a CERTIFIED FINANCIAL PLANNER® professional, I am focused on putting your best interests first—always.
Holistic Financial Planning – We don’t just focus on investments. We help with cash flow, tax planning, retirement strategies, estate planning, and more, ensuring every piece of your financial puzzle fits together.
Take Control with Expert Guidance
Whether you're pursuing Financial Independence, planning for early retirement, or just want to optimize your financial strategy, OptimalPath Advisors provides the expertise and accountability to help you succeed—while keeping you in control.
What will your ideal life look like
after Financial Independence?
Travel the World
Explore new places, immerse yourself in different cultures, and create unforgettable experiences without financial stress.
Pursue a New Career
Transition into a role that excites you, start your own business, or follow a long-held passion on your terms.
Take a Sabbatical
Step away from work to rest, recharge, and focus on personal growth, passion projects, or adventure.
Spend More Time with Friends and Family
Be present for life’s important moments, create lasting memories, and enjoy quality time with loved ones.
Meet Your Advisor
Josh Short, CFP®
With over 20 years of experience in financial services, I’m here to guide you toward Financial Independence. As a CERTIFIED FINANCIAL PLANNER® professional and fiduciary, I provide flat-fee financial planning—no sales, no AUM fees, just advice in your best interest.